VERIFICATION AND VALIDATION AFFIDAVIT OF 2ND CREDITOR NAME HERE

Under United States Code Title 15 § 1692, et seq., the undersigned affiant, being duly sworn on oath, deposes and states that affiant is authorized by the CREDITOR NAME HERE for collecting Account Number 123456789 (hereinafter “account”) on behalf of CREDITOR NAME HERE and has requisite knowledge of the facts regarding CREDITOR NAME HERE credit card agreement.

I hereby give assurance in all statements, material facts, terms and disclosures involving any agreement and this affidavit and all statements, material facts, terms and disclosures are true, correct and complete.

I hereby give assurance that I am CREDITOR NAME HERE’s debt collector or attorney and have full authority and first hand knowledge for executing this affidavit and that I am giving full assurance in good faith with full disclosure under the penalty of perjury concerning account #123456789.

I further give assurance that 2ND CREDITOR NAME HERE and CREDITOR NAME HERE have and are complying with all applicable Federal Reserve Policies or Procedures or Federal or State or commercial laws required regarding account #123456789 or the use of Generally Accepted Accounting Principles and Generally Accepted Auditing Standards for all bookkeeping entries, attached hereto, associated with performing the Agreement.

I give further assurance that CREDITOR NAME HERE is in compliance with all security interests and rights with full disclosure upon all parties with an interest as the law requires. (see attached)

I give further assurance that CREDITOR NAME HERE has all rights in account #123456789 attached hereto.

I give further assurance that the policy of CREDITOR NAME HERE is the repayment of customers whose Retail Installment Sale Contract is used for funding the debt incurred by the execution of the contract by John Henry Doe, in accord with the Agreement with CREDITOR NAME HERE;

I give further assurance that all material facts regarding the Agreement terms and execution are fully disclosed and contained in the original written Agreement, attached hereto, signed by both John Henry Doe and CREDITOR NAME HERE.

I give further assurance that all CREDITOR NAME HERE’s bookkeeping entries associated with the execution of the Agreement, to-wit, materially match the terms and form of the Agreement. (see attached)

I give further assurance that the value given out of CREDITOR NAME HERE’s own shares or assets or Net Worth for purchasing John Henry Doe’s Retail Installment Sale Contract is NOT any different or less than the face value of John Henry Doe’s Retail Installment Sale Contract. (see attached)

I give further assurance that CREDITOR NAME HERE or 2ND CREDITOR NAME HERE have no history of accepting money, money-equivalent, capital, funds, or anything else of value of John Henry Doe in the approximate amounts of the value of the Agreement used for funding checks or other negotiable instruments in the approximate amounts of the Agreement’s value that are given or extended unto John Henry Doe as the Agreement’s loan or credit, making the economics of the Agreement the same as stealing, counterfeiting or swindling against John Henry Doe, causing damage unto John Henry Doe.

I give further assurance, attached hereto, that John Henry Doe’s original Agreement is not destroyed, altered, or forged, and is being returned unto John Henry Doe, or when lost or archived, CREDITOR NAME HERE is providing security for indemnifying John Henry Doe against loss or archival, upon discharge and termination of the Agreement.

I give further assurance that the original lender or financial institution involved with the loan, or funding of the charges in the amount of the credit card incurred financial losses in the amount of $10,000.00, wherefore CREDITOR NAME HERE was damaged and is hereby collecting a bona fide debt arising out of services provided, or goods sold unto the alleged consumer in the amount of $10,000.00.

I give further assurance that John Henry Doe has the right of demanding full and immediate payment of any and all deposits of funds by John Henry Doe in connection with CREDITOR NAME HERE’s extension of credit or loaning money or money-equivalent under the Agreement with John Henry Doe in conformity with Federal Reserve Policies and Procedures concerning the granting of Federally insured loans, to-wit, “A deposit created through lending is a debt that has to be paid on demand of the depositor, just the same as a debt arising from a deposit of checks or currency in the bank.” (Federal Reserve publication “Two Faces of Debt”, page 19).

I give further assurance that CREDITOR NAME HERE accepts all specie of money mandated by the Federal Reserve Bank.

I give further assurance that John Henry Doe has the right of repaying any outstanding loan or money equivalent extended or loaned by CREDITOR NAME HERE in the same specie of money, or money equivalent, that CREDITOR NAME HERE used of CREDITOR NAME HERE's own in funding such extension or loan, thus ending all claims and interest.

I further give assurance that the original lender or financial institution involved with the loan, or funding of the charges in the amount of the credit card used original lender 's money, money equivalent, or capital as adequate consideration for purchasing the loan agreement or note executed by alleged consumer.

I give further assurance that CREDITOR NAME HERE made loan #123456789 using shares of CREDITOR NAME HERE's own holdings.

I give further assurance that neither 2ND CREDITOR NAME HERE nor CREDITOR NAME HERE are offering any evidence or testimony that either 2ND CREDITOR NAME HERE or CREDITOR NAME HERE knows is false

I give further assurance that 2ND CREDITOR NAME HERE is not intentionally failing in the duty of disclosing, or in any other way avoiding the disclosure of the controlling legal authority in any jurisdiction known by 2ND CREDITOR NAME HERE as being an adversary against the position of CREDITOR NAME HERE.

I give further assurance that in a clear, conscious, and competent mind, understand that I am signing my name under the penalty of perjury under the laws of state of Texas under oath or asseveration administered in the presence of the Notary Public named below, and I am accepting full liability, in both private capacity and as a fiduciary for CREDITOR NAME HERE, both civil and criminal, and that I agree and consent with all my statements in this Affidavit and admissions of 2ND CREDITOR NAME HERE.

I assure that this affidavit being unsigned shall make any and all claims, agreements, or contracts between CREDITOR NAME HERE or 2ND CREDITOR NAME HERE and John Henry Doe an immoral contract and any and all claims, agreements, or contracts shall be void by any court of competent jurisdiction.

2ND CREDITOR NAME HERE’s refusal or failure by not completing and returning this Affidavit and admissions unto a Notary and providing the requisite Notarized rebuttal in this Affidavit of 2ND CREDITOR NAME HERE becomes 2ND CREDITOR NAME HERE’s tacit admission that CREDITOR NAME HERE or 2ND CREDITOR NAME HERE have no verifiable, lawful, bona fide claim against John Henry Doe or account #123456789.  CREDITOR NAME HERE or 2ND CREDITOR NAME HERE agrees by tacit procuration with releasing any claim or interest (lien) against John Henry Doe or the herein referenced account and indemnifying and holding John Henry Doe harmless against any costs and fees incurred heretofore and hereafter related with any collection attempts involving the herein referenced account and grants unto John Henry Doe limited power of attorney for the purpose of releasing any claim or interest (lien) against John Henry Doe by CREDITOR NAME HERE. 

2ND CREDITOR NAME HERE, debt collector or attorney for CREDITOR NAME HERE 

Printed Full Name of 2ND CREDITOR NAME HERE

Jurat

On this day came before me the Affiant a living flesh and blood man to oath and attest and affirm the signature is true, complete, and correct on the foregoing affidavit.  John Henry Doe the undersigned, who is personally known by me or upon proper oath and identification, personally came before me, the subscriber, a notary public in and for said County and State, and Duly Affirmed the truth of the foregoing Affidavit in my presence.  The Affiant also acknowledged the signing thereof to be his own voluntary act and deed.  Signing the within instrument in my presence and for the purpose therein stated.

Signed this day________________, of____________________, ______________ at 

________________________________.

My commission expires on: ________________________

By_________________________ 				seal:___________________

PROOF OF SERVICE

One, John Henry Doe, a living breathing man, does hereby swear and affirm on One’s own unlimited commercial liability, that true, correct and complete copies of the Notice of Superior Entitlement Right have been served this date November 13, 2003 addressed as follows:

via Certified Mail # XXXX XXXX XXXX XXXX XXXX to:

CREDITOR NAME HERE, 
123 RIPOFF LANE
ANOTHER TOWN, TX 54321

	
By:___________________________

Jurat

On this day came before me the Affiant a living flesh and blood man to oath and attest and affirm the signature is true, complete, and correct on the foregoing affidavit.  John Henry Doe the undersigned, who is personally known by me or upon proper oath and identification, personally came before me, the subscriber, a notary public in and for said County and State, and Duly Affirmed the truth of the foregoing Affidavit in my presence.  The Affiant also acknowledged the signing thereof to be his own voluntary act and deed.  Signing the within instrument in my presence and for the purpose therein stated.

Signed this day________________, of____________________, ______________ at 

________________________________.

My commission expires on: ________________________

By_________________________