To: 2ND CREDITOR NAME HERE, assignee or transferee or agent for
CREDITOR NAME HERE, alleged Creditor
123 WASHINGTON AVE
JONESVILLE TX 98765

From: John Henry Doe, alleged Debtor
123 Main Street
Anytown [12345]					Date: November 13, 2003
				                                                  
Notice and Dispute of alleged Debt unto 2ND CREDITOR NAME HERE a Debt Collector

John Henry Doe is in receipt of 2ND CREDITOR NAME HERE’s letter dated December 25, 2002, copy enclosed. The alleged creditor, CREDITOR NAME HERE, received a _______ page request from me, copy enclosed, on XX/XX/XXXX via United States Postal Service Certified mail # _______________________________ that CREDITOR NAME HERE has defaulted upon. This alleged debt has been disputed and is disputed. In accordance with The Fair Debt Collection Practices Act, Section 809, John Henry Doe for the second time respectfully requests that CREDITOR NAME HERE or 2ND CREDITOR NAME HERE, provide John Henry Doe, in writing, with the following information: 
Please answer all questions posed in the first request along with the questions in this letter. 
Under what bona-fide agreement is CREDITOR NAME HERE or 2ND CREDITOR NAME HERE alleging that is debt is owed by John Henry Doe? 
If 2ND CREDITOR NAME HERE is now the holder in due course of the alleged debt, how much did 2ND CREDITOR NAME HERE pay for it? Please mail John Henry Doe a certified true and complete copy of said purchase agreement. 
Explain how CREDITOR NAME HERE or 2ND CREDITOR NAME HERE calculated what CREDITOR NAME HERE or 2ND CREDITOR NAME HERE alleges John Henry Doe owes; please mail John Henry Doe a certified true and complete signed copy of said calculations. 
Provide John Henry Doe with original, un-counterfeited or certified true and complete copy of any promissory note(s) that shows John Henry Doe consented to pay what CREDITOR NAME HERE believes John Henry Doe owes; 
Show John Henry Doe that CREDITOR NAME HERE or 2ND CREDITOR NAME HERE is licensed in my state, and provide me with CREDITOR NAME HERE or 2ND CREDITOR NAME HERE’s license number and a certified true and complete copy of said license. 
Provide John Henry Doe with certified documentation from CREDITOR NAME HERE that proves CREDITOR NAME HERE made a loan from any of its own shares or stocks or securities in any manner whatsoever. 
John Henry Doe also requests that you immediately send a copy of John Henry Doe’s initial dispute letter to the company that 2ND CREDITOR NAME HERE says John Henry Doe owes money to so they do not report this on any credit report(s). 
John Henry Doe further requests if 2ND CREDITOR NAME HERE has reported this matter to a credit reporting company, 2ND CREDITOR NAME HERE, under law, must tell them that John Henry Doe does not agree with this debt and provide proof that you have complied with the law. 
As of the date of this letter, CREDITOR NAME HERE is failing by non-compliance with the law within thirty days, according to Section 809 of the Fair Debt Collection Practices Act.  Please find the enclosed copy of the previous letter and a copy of the mail receipt showing that CREDITOR NAME HERE is dishonoring the lawful request by John Henry Doe for validation and verification of debt letter bearing the date XX/XX/XXXX. 
Because CREDITOR NAME HERE is failing by not responding, this written communication is John Henry Doe’s official notification that John Henry Doe has no legal requirement of corresponding with 2ND CREDITOR NAME HERE or any agents or assigns of 2ND CREDITOR NAME HERE on this matter again until 2ND CREDITOR NAME HERE complies with federal and state laws regarding proof of validation of debt. 
Furthermore, when CREDITOR NAME HERE or 2ND CREDITOR NAME HERE or any agents or assigns contacts John Henry Doe for any reason other than for supplying legal validation of debt, John Henry Doe then CREDITOR NAME HERE AND 2ND CREDITOR NAME HERE are giving evidence of cause of action by John Henry Doe against CREDITOR NAME HERE AND 2ND CREDITOR NAME HERE with the Federal Deposit Insurance Corporation or the Securities Exchange Commission or the Federal Trade Commission or the National and local Better Business Bureau or the United States Postal Inspector General for violating the Fair Debt Collection Practices Act or violations of the Fair Credit Reporting Act or mail fraud, or all of these. 

_____________________________
John Henry Doe 

Jurat

On this day came before me the Affiant a living flesh and blood man to oath and attest and affirm the signature is true, complete, and correct on the foregoing affidavit.  John Henry Doe the undersigned, who is personally known by me or upon proper oath and identification, personally came before me, the subscriber, a notary public in and for said County and State, and Duly Affirmed the truth of the foregoing Affidavit in my presence.  The Affiant also acknowledged the signing thereof to be his own voluntary act and deed.  Signing the within instrument in my presence and for the purpose therein stated.

Signed this day________________, of____________________, ______________ at 
________________________________.

My commission expires on: ________________________

By_________________________ 				seal:___________________

PROOF OF SERVICE

One, John Henry Doe, a living breathing man, does hereby swear and affirm on One’s own unlimited commercial liability, that true, correct and complete copies of the Notice of Superior Entitlement Right have been served this date November 13, 2003 addressed as follows:

via Certified Mail # XXXX XXXX XXXX XXXX XXXX to:

CREDITOR NAME HERE, 
123 RIPOFF LANE
ANOTHER TOWN, TX 54321

	

By:___________________________

Jurat

On this day came before me the Affiant a living flesh and blood man to oath and attest and affirm the signature is true, complete, and correct on the foregoing affidavit.  John Henry Doe the undersigned, who is personally known by me or upon proper oath and identification, personally came before me, the subscriber, a notary public in and for said County and State, and Duly Affirmed the truth of the foregoing Affidavit in my presence.  The Affiant also acknowledged the signing thereof to be his own voluntary act and deed.  Signing the within instrument in my presence and for the purpose therein stated.

Signed this day________________, of____________________, ______________ at 

________________________________.

My commission expires on: ________________________

By_________________________